Portfolio Restructuring

✓  You’ll have a dedicated broker who specialises in helping first time buyers

✓  Chat with your broker over WhatsApp for quick and easy updates

✓  Rest assured that you’re in safe hands, so kick back and enjoy the process!

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Property portfolio restructuring is a process of improving the financial performance of a portfolio of distressed properties and bringing the portfolio back to full financial health. It typically involves assessing the current portfolio makeup and financial performance, strategising to implement cost-saving measures, and attracting new sources of capital and resources.

The goal of this restructuring is both to promote long-term sustainability and to reduce the overall time and money needed to get the portfolio back on track. To accomplish this, the portfolio structure needs to be adjusted to establish the right viewing environment, the right service offerings, and the right price points.


The portfolio structure should also allow for both profitability and risk mitigation. It is prudent to assess the properties’ long-term cash flows and review the current market conditions. Analyzing rental trends, occupancy rates, and competitive activity is an important step to determine the best course of action for the portfolio.


The restructuring process also involves reorganizing the portfolio to reduce costs and maximize usage of financing. In some cases, this may include refinancing, restructuring, or repositioning existing debt, evaluating the potential for organic growth and strategic partnerships, or engaging in asset sales or liquidation.


Finally, a detailed plan of execution needs to be crafted and executed to ensure the portfolio is well-positioned for success. This plan will involve identifying and hiring the right professionals, implementing sound financial management practices, and leveraging technology to help streamline processes.

Maximum borrowing

We carefully assess your income to get you the maximum loan size.

Explore all avenues

We’ll look at things from all different angles to find the most suitable mortgage for you.

Communication is key

We’re big on communication so you can rest assured you’ll be updated every step of the way.

5 Reasons Why You Can Rely on Unicorn:

1. You will have a dedicated advisor and you will deal with that one broker from start to finish.

2. Your expert advisor will be on-hand to guide you throughout the whole process and will always be just a phone call or a WhatsApp away.

3. No question is too big or too small - for us it’s important that you fully understand your options and enjoy the process, so please ask away!

4. We understand that time is of the essence, and we work hard to turn things around in the quickest time possible

5. When you become a client of Unicorn Commercial Finance you become a part of The Unicorn Group. This means you’ll have access to expertise across all of our financial services brands.

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