Commercial Finance Broker London
London office
From our Great Portland Street office, we arrange commercial property and structured finance from £2m to £100m+. London mandates frequently combine compressed timetables, mixed-use security, planning complexity and sophisticated ownership structures.
Typical use cases
- Central London acquisitions Time-sensitive office, retail, mixed-use and investment transactions requiring experienced lender access.
- Development and conversion Funding for complex planning, refurbishment, change of use and construction programmes.
- Bridge to stabilisation Short-term finance while leases, planning, works or disposals establish a term refinance.
- Private investor and family office debt Discreet placement for experienced investors using SPVs, group structures or portfolio security.
How we structure the deal
- We identify which risks are genuinely London-specific, including mixed use, lease complexity, planning, high capital values and tight completion dates.
- Valuation and lender selection are tested against micro-location, asset liquidity and the precise business plan rather than a broad postcode assumption.
- For development and value-add transactions, finance is phased around acquisition, planning, works, leasing and stabilisation.
- We coordinate lender, valuer and legal work from the outset, with meetings available through our Great Portland Street office.
What lenders look for
- Micro-location Local demand, comparable evidence, transport, planning context and the depth of the eventual buyer or tenant market.
- Title and leases Headleases, occupational leases, rights, service charges and mixed-use arrangements that affect security.
- Sponsor evidence A credible record in comparable London assets and sufficient equity for the proposed strategy.
- Downside liquidity A repayment route that remains credible if works, leasing or disposal take longer than planned.
A London mandate is rarely just a postcode exercise
London values can support significant debt, but high capital values do not remove execution risk. Lenders distinguish sharply between submarkets, building quality, tenure, planning status and the depth of occupational demand.
We use our London office for borrower and professional team meetings while placing transactions across specialist banks, debt funds, institutional capital and private lenders throughout the UK market.
Frequently asked questions
What size London transactions do you arrange?
Our established range is £2m to £100m+, subject to the asset, borrower, leverage and proposed structure.
Do you arrange finance outside central London?
Yes. We work across Greater London and the wider UK, selecting lenders according to the asset and transaction rather than office location.
Can you finance mixed-use London property?
Yes. Lenders will assess the commercial and residential mix, leases, planning, title, condition and repayment strategy.
Can you meet borrowers and advisers in London?
Yes. Our London office is at 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.
Which London finance structures do you arrange?
We arrange bridging, development, investment, mezzanine, portfolio and structured facilities for business-purpose transactions.
Offices
Registered and North of England office: Ayrshire Lodge, Brass Castle Lane, Nunthorpe, Middlesbrough, TS8 9EB.
London office: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF.
Telephone +44 7746 212528. Email som@unicorn-commercial.co.uk
Unicorn Capital Advisory is a trading name of Unicorn Capital Advisory LLP (LLP No. OC459692). Finance is arranged for business purposes only and is not regulated by the Financial Conduct Authority.
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